Insurance & Financing
We handle the insurance headache.
Most major PPO plans accepted. We run your benefits, file your claims, and put your out-of-pocket cost in writing before anything is scheduled.
In-network with most major PPOs
Plans we accept.
We're in-network with most major PPO plans and file all claims on your behalf.
Don't see your plan? Call us at (972) 644-3280 and we'll check your benefits for free.
How it works here
Three steps. Zero paperwork for you.
We run your numbers
Send us your insurance card and we verify your exact benefits before your first visit, free. You'll know what's covered before you ever sit in the chair.
We file everything
Claims, paperwork, follow-ups with your insurance company. You never touch a form.
Your cost, in writing, upfront
Before any treatment starts, you get your estimated out-of-pocket cost in writing. No mystery invoices, ever.
No insurance?
Still no problem.
Our in-house plans cover your preventive care and discount everything else. No insurance company involved.
Essential Care Plan
$400/yr
2 cleanings, 2 exams, full X-rays, and 20% off all other treatments. No deductibles, no maximums, no waiting periods. $34 a month with Cherry.
See plan detailsSignature Care Plan
$899/yr
Everything in Essential, plus InnerView imaging, fluoride, laser therapy, and jet whitening at every visit. Retail value $1,233+. $75 a month with Cherry.
Compare plansBigger treatment
0% APR
Cherry splits any treatment into monthly payments. Apply in minutes, no credit score impact.
Check payment optionsCherry financing available on both plans. Apply in minutes, no impact on credit score.
Before you ask
Common questions.
Does Buchwald Family Dentistry accept my insurance?
We accept most major PPO plans including Delta Dental, Cigna, MetLife, Aetna, and more. Our team will verify your specific plan and benefits before your visit, at no cost to you.
What if my insurance doesn't cover a procedure?
We'll always tell you what's covered and what's not before we start. For anything not covered, we offer flexible financing through Cherry with 0% APR options.
Do you accept Medicaid or HMO plans?
We're primarily a PPO-based office. Medicaid and most HMO plans have restrictions that limit the care we can provide. If you're unsure, call us and we'll help figure out your options.
How does the Essential Care Plan work?
It's our in-house membership for patients without insurance. For $400/year ($34/mo through Cherry), you get 2 cleanings, 2 exams, full X-rays, and 20% off all other treatments. No waiting periods, no deductibles, no maximums. Want more? The Signature Plan at $899/year adds InnerView imaging, fluoride, laser therapy, and jet whitening at every visit.
Can I use my HSA or FSA at your office?
Yes. All dental treatment at our office qualifies as an eligible medical expense for HSA and FSA accounts.
What does a first visit cost without insurance?
Without insurance, ask about our Essential Care Plan at $400/year. It covers 2 cleanings, 2 exams, full X-rays, and 20% off all other treatments, with no waiting periods, no deductibles, and no annual maximums. Cherry financing is available too. We'll walk you through any recommended treatment and give you a clear cost breakdown before anything is scheduled.
Not sure what your plan covers?
Call with your insurance card handy and we'll run your exact benefits, free.
300 N Coit Rd #245, Richardson, TX · Mon to Thu, 7am to 3pm